Terms of Service
Last updated: 2026
The service
Debtox is a habit app: it suggests weekly spending moves and records what you save. It is not a bank, it does not move money and it does not access your accounts.
Not financial advice
Everything in Debtox is informational and educational. It is not financial, tax or legal advice. Savings and months-cut figures are projections based on the numbers you enter.
Your account
You must be 18 or older. You are responsible for your account security and for the accuracy of the figures you enter. You can delete your account from Settings at any time.
Beta access
While Debtox is in beta, access is free and by invitation: no card, nothing to choose. If we add a paid subscription later, we will tell you first and you can decide then.
Acceptable use
You may not attempt to access other people's data, resell the service, or interfere with its operation.
Availability and liability
The service is provided "as is" during beta. We do not guarantee uninterrupted availability or any particular financial outcome.