Saver mode
Build the emergency fund you keep not starting.
You don't need another spreadsheet. You need one small move tonight, and then another next week. Debtox hands you the moves. The ox builds toward your number.
Your cushion is the thing you build.
Pick the amount you want under you. That's your cushion. Every euro you keep builds it higher.
What's it for?
A safety net for one bad month. A big goal you're naming for the first time. Or honestly, just peace of mind. Debtox doesn't tell you which one is the right answer. It just makes the chosen one happen faster.
An empty cushion is exposure
Every week without a buffer is a week one bad surprise costs more than it should. Debtox names that plainly, never to shame, always to give you a reason to do the next small thing.
"Cushion full in 7 months."
That line, updating every week, is the whole product.
Common questions
Things people ask first.
Meet your ox.
Pick the number you want under you. We'll hand you the first move.
Meet your oxFree to start. No bank connection. Cancel anytime.